A segregated fund contract is an insurance contract that provides unique benefits, including maturity and death benefit guarantees and in some cases guaranteed income.

Like mutual funds, there is a spectrum of funds to choose from, and the returns on the investments within a segregated fund contract rise and full with the markets.

However, with these products you will receive at least 75% and with some products 100% of your principal investment back at maturity (known as the maturity guarantee), or at death (known as the death benefit guarantee), or through a series of income payments.

There may be the opportunity to lock in investment gains periodically with rest options to increase the guaranteed amount.

Information and product details – including how guarantees can be reduced for withdrawals and other features and benefits of a segregated fund contract can be found in the Information Folder and Contract document.

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