According to recent statistics, Canadians are 10 times more likely to be unable to work due to a critical illness than to die before the age of 65. Most people don’t realize that critical illnesses are affecting people in the prime of their working lives.

It is estimated that one in two heart attack victims is under the age of 65. In addition, the incidence of cancer has risen dramatically, with a new case of cancer diagnosed every four minutes. As alarming as these statistics may appear, advances in medicine have produced a great number of survivors who make full recoveries. Although many of these people survive physically, the financial outcome of a critical illness may reach beyond their available resources.

• One in three Canadians will contract some sort of life threatening cancer.
• One in four Canadians will contract heart disease.
• One in 20 Canadians runs the risk of having a stroke before age 70.
• 125,000 new cancer cases are diagnosed annually.
• 50,000 Canadians suffer a stroke each year.
• 70% of all open-heart surgeries are for coronary bypasses.
• Since 1970, the rate of incidence of cancer has increase 1% annually.

As high as the risk of experiencing a critical illness is, in medically and technologically advanced cultures like North America, the chance of surviving such a critical illness is also significant.

• Since 1950, there has been a 50% decrease in the rate of fatalities from heart attack and stroke.
• 75% of all stroke victims will survive the initial event.
• 85% of all kidney transplants are now successful.
• There is a 60% survival rate after five years for the 10 most common cancers.
• The odds are that over 70% of people will be alive five years after a first heart attack.

Even a cursory examination of the above statistics would indicate that the chances of contracting and surviving a critical illness (and the attendant financial and other hardships associated with such diseases) merit serious consideration. People want to maintain their quality of life, as well as independence, after a critical illness.

A lump-sum benefit can help ease the financial burden by paying debts (such as mortgages) or altering the house to add elevation devices or wheelchair ramps for the individual whose lifestyle I altered by stroke.

How Can we help?

Questions about Insurance?

insureyouright@gmail.com

Suite #1100-1200 W 73rd Avenue,

Vancouver, BC, V6P 6G5

Cell: 604-779-5297

Fax: 604-267-3018

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