DISABILITY INSURANCE

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November 17, 2011, by Insurance Vancouver bc in Insurance

THE RISK OF DISABILITY

Most people protect their cars and their homes with property and casualty insurance and their lives with life insurance. However, if more people anticipated the likely hood of restricted work activities- and restricted income- due to disability, they would also insure their incomes with disability insurance.

For most working age people, the chance of getting sick or hurt and being unable to work, or having to reduce work hours or work duties, is substantially greater than the chance of dying.

The role of disability income replacement insurance is to provide a stream of income payments to a disabled person to replace income lost due to the fact that she or he is unable to work because of injury or illness.

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