It is best not to use this as an excuse to try and get a better deal, but it can be a great way to get the seller to help with the cost of some of the repairs that may be needed to be completed for closing.

If there are repairs that need to be completed on your Fremont California home you will want to get some estimates on the costs for these repairs and weigh the costs of having them done before the closing as opposed to doing them at a later time yourself.

Keep in mind that the lender may have repair requirements that they need completed themselves to process the loan.  After the appraisal the lender will let you know what has to be repaired before you can get the loan.

When your inspections are out of the way it is time to have the appraisal of your house in Fremont California scheduled.  The lender needs to be contacted and informed that the appraisal needs to be ordered.

The appraisal is one of the costs that will have to be paid up front (along with any inspections that need to be done on the property.)  The quicker all these steps take place the quicker you can close on the house.

If you are not working with a Realtor, it is best to contact your mortgage broker or lender once a week just to make sure they are not missing any documentation that you may need to get them, and that the process is moving ahead smoothly.

Once a week you will also want to contact your escrow officer that is in charge of the closing at the title company.

They are very busy, but just let them know it is important that you stay notified of anything you can do to help with the loan.   Like any other business it is the squeaky wheel gets the grease.

At this time you will also want to call your insurance agent and inform them you will be buying a house and will need coverage for the closing of the loan.  The title company will send you out a form that you will fill out with your insurance information, but it is a good idea to contact your agent up front and get the wheels moving as fast as possible.

Whenever the title company or the lender calls you requesting information get it to them in a timely manner.  The quicker you respond the quicker the loan process will take place.

You can generally expect a closing to take about 30 days from the time an offer is accepted,  If you have all your ducks in a row you can move the closing forward about a week.  But that is about the quickest you can expect the closing to happen.

You can talk with your mortgage broker and get a figure from them as well on what their average closing time is in Fremont California.

There are a lot of people involved in any single home purchase in Fremont California, but by understanding the order in which things take place, it will help you to make sure you will get the keys to your property in a timely manner and that you will have made the process as easy as possible.

There is a lot of free information available to you about buying, selling, investing, or relocating in the Fremont real estate market. For complete information about the Fremont Ca real estate market including current Fremont homes for sale, property values, market conditions and more please visit the most complete website dedicated to everything Fremont real estate related. www.ClydeBrownHomes.com.

If you or someone you know are in need of a competent and experienced Fremont real estate agent in or near Fremont Ca, or have real estate or mortgage related questions, please feel free to contact me I will be more than glad to answer your questions. Call me at 800-839-0665 or email me at Clyde@ClydeBrownHomes.com. Clyde Brown Legacy Real Estate & Associates.

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 Tags: Fremont California Real Estate, Fremont Homes for sale, Fremont Real Estate, Fremont Ca, Fremont agents, realtors, short sales

Article's Author

Clyde Brown
Legacy Real Estate and Associates
Fremont, CA

Contact Clyde Brown