I bought a house five years ago and I can't afford to fix it and I owe more than the house is worth. I don't want to get a home improvement loan because I know I won't be able to make the payments. This house is killing me financialy.And I have not missed a payment since I bought the house,and selling the house will take to long and I need to get out of this house ASAP, this house is very unhealthy.

HERE'S MY QUESTION: Is foreclosing my house the only option or is there a better way ?

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